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Kodiak Island Borough, AK County, AK

Wildfire Risk Assessment & Home Hardening ROI Analysis

Risk: Low (45th percentile)

Wildfire Risk Overview

Kodiak Island Borough, AK County in Alaska has a wildfire risk percentile of 45 out of 100, placing it in the low risk category nationally. This means Kodiak Island Borough, AK County has higher wildfire risk than 45% of all U.S. counties. Homeowners in this county face elevated exposure to wildfire loss events and should evaluate their current insurance coverage and physical home hardening posture carefully.

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Other AK Counties

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Data Sources & Methodology

Risk scores are derived from the USFS Wildfire Risk to Communities (WRC) national dataset. Fire hazard severity zones are from CalFire FRAP. Insurance discount estimates follow the California Department of Insurance Safer from Wildfires framework. Hardening cost estimates are based on IBHS guidelines adjusted by RSMeans regional cost factors. Financial projections use a 4.25% discount rate (10-year Treasury) and 7.00% insurance inflation rate (BLS CPI for homeowners insurance). All calculations are deterministic with no AI-generated content. Data current as of March 2026.