Fairbanks North Star Borough, AK
Wildfire Risk Assessment & Home Hardening ROI Analysis
Wildfire Risk Overview
Fairbanks North Star Borough in Alaska is in the 98th percentile nationally for risk to homes, the very high risk category. Fairbanks North Star Borough's mean risk to homes ranks at the 98th percentile of U.S. counties: at or above 98% of them (USDA Forest Service, Wildfire Risk to Communities). This is a rank among counties, not a dollar loss.
Fairbanks North Star Borough's mean annual burn probability is at or above 98% of U.S. counties (national percentile rank, USDA Forest Service, Wildfire Risk to Communities). A percentile rank compares counties with one another. It is not the chance that a fire reaches a home in a given year. Fairbanks North Star Borough's mean annual burn probability is 1.35% a year: the average across its wildfire-exposed land (USDA Forest Service, Wildfire Risk to Communities, 2026 county summary). It is a county figure, not a forecast for any one home. About 12% of the county's buildings sit in the minimal-exposure zone, where the chance is lower.
No Wildland-Urban Interface class is published for Fairbanks North Star Borough in our dataset, so none is shown. Homes in WUI areas face elevated wildfire exposure due to proximity to fire-prone vegetation.
National Risk Percentile
98/100
A rank among U.S. counties
Annual Burn Probability
1.35% a year
Likelihood rank: at or above 98% of U.S. counties
WUI Class
N/A
FHSZ Tier
N/A
Source: USDA Forest Service, Wildfire Risk to Communities, county summary, 2026 release (doi.org/10.2737/RDS-2024-0030).
Insurance & Market Context
Insurance rules differ by state. The California FAIR Plan and its Safer from Wildfires discounts apply to California homes. For Fairbanks North Star Borough in Alaska, ask your insurer or your state insurance department which wildfire-mitigation discounts and coverage options apply to your home.
Get Your Personalized Analysis
This page shows default estimates for a typical home. Enter your actual home details — square footage, construction year, insurance premium, and replacement value — to get a personalized hardening ROI analysis for Fairbanks North Star Borough.
Calculate Your ROI →Other AK Counties
Explore wildfire risk and hardening costs for other WUI counties in Alaska, sorted by risk level:
Southeast Fairbanks Census Area, AK
Very High (97th)
Yukon-Koyukuk Census Area, AK
Very High (95th)
Denali Borough, AK
Very High (94th)
Copper River Census Area, AK
High (89th)
Bethel Census Area, AK
High (81st)
Matanuska-Susitna Borough, AK
High (80th)
Kenai Peninsula Borough, AK
High (79th)
Northwest Arctic Borough, AK
High (77th)
This County Across Smart Technology Investments
Property and place
Money and planning
Data Sources & Methodology
Burn probability and the national percentile ranks come from the USFS Wildfire Risk to Communities (WRC) county summary, 2026 release (doi.org/10.2737/RDS-2024-0030). Fire hazard severity zones are from CalFire FRAP. Insurance discount estimates follow the California Department of Insurance Safer from Wildfires framework. Hardening cost estimates are reference ranges informed by IBHS guidance with a regional cost multiplier; they are estimates, not contractor quotes. Financial projections use a discount rate based on the 10-year Treasury yield and an insurance price inflation assumption; each paid answer reports the exact rates it used. All calculations are deterministic with no AI-generated content.