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Mason County, WA

Wildfire Risk Assessment & Home Hardening ROI Analysis

Risk: Very Low (22nd percentile nationally)

Wildfire Risk Overview

Mason County in Washington is in the 22nd percentile nationally for risk to homes, the very low risk category. Mason County's mean risk to homes ranks at the 22nd percentile of U.S. counties: at or above 22% of them (USDA Forest Service, Wildfire Risk to Communities). This is a rank among counties, not a dollar loss.

Mason County's mean annual burn probability is at or above 22% of U.S. counties (national percentile rank, USDA Forest Service, Wildfire Risk to Communities). A percentile rank compares counties with one another. It is not the chance that a fire reaches a home in a given year. Mason County's mean annual burn probability is <0.01% a year: the average across its wildfire-exposed land (USDA Forest Service, Wildfire Risk to Communities, 2026 county summary). It is a county figure, not a forecast for any one home. About 5% of the county's buildings sit in the minimal-exposure zone, where the chance is lower.

No Wildland-Urban Interface class is published for Mason County in our dataset, so none is shown. Homes in WUI areas face elevated wildfire exposure due to proximity to fire-prone vegetation.

National Risk Percentile

22/100

A rank among U.S. counties

Annual Burn Probability

<0.01% a year

Likelihood rank: at or above 22% of U.S. counties

WUI Class

N/A

FHSZ Tier

N/A

Source: USDA Forest Service, Wildfire Risk to Communities, county summary, 2026 release (doi.org/10.2737/RDS-2024-0030).

Insurance & Market Context

Insurance rules differ by state. The California FAIR Plan and its Safer from Wildfires discounts apply to California homes. For Mason County in Washington, ask your insurer or your state insurance department which wildfire-mitigation discounts and coverage options apply to your home.

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Other WA Counties

Explore wildfire risk and hardening costs for other WUI counties in Washington, sorted by risk level:

This County Across Smart Technology Investments

Property and place

Money and planning

  • Morivexlife insurance, term, whole
  • Lontevisretirement, withdrawal, portfolio
  • Vontarirelocation, cost of living, salary

Health and care costs

Data Sources & Methodology

Burn probability and the national percentile ranks come from the USFS Wildfire Risk to Communities (WRC) county summary, 2026 release (doi.org/10.2737/RDS-2024-0030). Fire hazard severity zones are from CalFire FRAP. Insurance discount estimates follow the California Department of Insurance Safer from Wildfires framework. Hardening cost estimates are reference ranges informed by IBHS guidance with a regional cost multiplier; they are estimates, not contractor quotes. Financial projections use a discount rate based on the 10-year Treasury yield and an insurance price inflation assumption; each paid answer reports the exact rates it used. All calculations are deterministic with no AI-generated content.