Vermilion Parish, LA County, LA

Wildfire Risk Assessment & Home Hardening ROI Analysis

Risk: Low (30th percentile)

Wildfire Risk Overview

Vermilion Parish, LA County in Louisiana has a wildfire risk percentile of 30 out of 100, placing it in the low risk category nationally. This means Vermilion Parish, LA County has higher wildfire risk than 30% of all U.S. counties. Homeowners in this county face elevated exposure to wildfire loss events and should evaluate their current insurance coverage and physical home hardening posture carefully.

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Other LA Counties

Explore wildfire risk and hardening costs for other WUI counties in Louisiana, sorted by risk level:

Assumption Parish, LA

Very High (100th)

West Baton Rouge Parish, LA

Very High (98th)

Iberville Parish, LA

Very High (97th)

Pointe Coupee Parish, LA

Very High (95th)

St. James Parish, LA

Very High (94th)

St. Martin Parish, LA

Very High (92th)

Ascension Parish, LA

Very High (91th)

St. Mary Parish, LA

High (89th)

Data Sources & Methodology

Risk scores are derived from the USFS Wildfire Risk to Communities (WRC) national dataset. Fire hazard severity zones are from CalFire FRAP. Insurance discount estimates follow the California Department of Insurance Safer from Wildfires framework. Hardening cost estimates are based on IBHS guidelines adjusted by RSMeans regional cost factors. Financial projections use a 4.25% discount rate (10-year Treasury) and 7.00% insurance inflation rate (BLS CPI for homeowners insurance). All calculations are deterministic with no AI-generated content. Data current as of March 2026.