Lafayette Parish, LA County, LA

Wildfire Risk Assessment & Home Hardening ROI Analysis

Risk: Moderate (64th percentile)

Wildfire Risk Overview

Lafayette Parish, LA County in Louisiana has a wildfire risk percentile of 64 out of 100, placing it in the moderate risk category nationally. This means Lafayette Parish, LA County has higher wildfire risk than 64% of all U.S. counties. Homeowners in this county face elevated exposure to wildfire loss events and should evaluate their current insurance coverage and physical home hardening posture carefully.

Get Your Personalized Analysis

This page shows default estimates for a typical home. Enter your actual home details — square footage, construction year, insurance premium, and replacement value — to get a personalized hardening ROI analysis for Lafayette Parish, LA County.

Calculate Your ROI →

Other LA Counties

Explore wildfire risk and hardening costs for other WUI counties in Louisiana, sorted by risk level:

Assumption Parish, LA

Very High (100th)

West Baton Rouge Parish, LA

Very High (98th)

Iberville Parish, LA

Very High (97th)

Pointe Coupee Parish, LA

Very High (95th)

St. James Parish, LA

Very High (94th)

St. Martin Parish, LA

Very High (92th)

Ascension Parish, LA

Very High (91th)

St. Mary Parish, LA

High (89th)

Data Sources & Methodology

Risk scores are derived from the USFS Wildfire Risk to Communities (WRC) national dataset. Fire hazard severity zones are from CalFire FRAP. Insurance discount estimates follow the California Department of Insurance Safer from Wildfires framework. Hardening cost estimates are based on IBHS guidelines adjusted by RSMeans regional cost factors. Financial projections use a 4.25% discount rate (10-year Treasury) and 7.00% insurance inflation rate (BLS CPI for homeowners insurance). All calculations are deterministic with no AI-generated content. Data current as of March 2026.