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South Central Connecticut Planning Region, CT County, CT

Wildfire Risk Assessment & Home Hardening ROI Analysis

Risk: Moderate (50th percentile)

Wildfire Risk Overview

South Central Connecticut Planning Region, CT County in Connecticut has a wildfire risk percentile of 50 out of 100, placing it in the moderate risk category nationally. This means South Central Connecticut Planning Region, CT County has higher wildfire risk than 50% of all U.S. counties. Homeowners in this county face elevated exposure to wildfire loss events and should evaluate their current insurance coverage and physical home hardening posture carefully.

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Other CT Counties

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Data Sources & Methodology

Risk scores are derived from the USFS Wildfire Risk to Communities (WRC) national dataset. Fire hazard severity zones are from CalFire FRAP. Insurance discount estimates follow the California Department of Insurance Safer from Wildfires framework. Hardening cost estimates are based on IBHS guidelines adjusted by RSMeans regional cost factors. Financial projections use a 4.25% discount rate (10-year Treasury) and 7.00% insurance inflation rate (BLS CPI for homeowners insurance). All calculations are deterministic with no AI-generated content. Data current as of March 2026.